UK Debt Recovery Specialists
Trade Supplies Debt Recovery — Recover Unpaid Trade Counter & Merchant Invoices UK
Trade suppliers and merchants across the UK trust Hay's Collections to recover unpaid contractor and trade account debts — No Collection, No Commission.
Debt Recovery Services
Debt Recovery for Trade Supply and Merchant Businesses
Trade supply companies and merchants provide essential materials to builders, contractors and tradespeople on credit terms that carry significant bad debt risk. When trade account customers delay or refuse payment for delivered materials, the impact on merchant cash flow is immediate.
Hay's Collections recovers debts for trade supply businesses across the UK. We pursue unpaid trade counter invoices, merchant supply debts, contractor account arrears and tool hire balances.
In addition to our core No Collection, No Commission debt recovery service, we provide a comprehensive range of ancillary services — including debtor tracing, credit checks, legal escalation, statutory demands and enforcement support — ensuring your case receives the full specialist attention it deserves.
Common Problems
Debt Recovery Challenges in the Trade Supplies Sector
Trade Account Arrears
Builder and contractor trade accounts build up significant material supply invoice arrears.
Project-Based Non-Payment
Contractors delay payment until project completion, leaving merchants exposed.
Tool Hire Fee Defaults
Trade customers default on tool and equipment hire charges.
Returns and Damaged Goods Disputes
Trade customers return or dispute goods to avoid or reduce invoice payments.
Our Approach
How Hay's Collections Helps Trade Supplies Businesses
No Collection, No Commission
15% on successful recovery. Zero upfront cost.
Trade Sector Knowledge
We understand trade credit accounts, merchant terms and construction supply chains.
Fast Case Review
Trade supply debts reviewed within 24 hours.
Legal Escalation
Court claims and statutory demands for persistent trade non-payers.
Simple & Effective
Our 3-Step Debt Recovery Process
Submit Your Debt
Upload your unpaid invoices and debtor details through our secure online form. We review every case within 24 hours and provide an honest assessment of recovery likelihood.
We Pursue Recovery
Our experienced team uses proven techniques — from professional letters and calls to negotiated settlements and legal action when necessary — all while protecting your business reputation.
You Get Paid
Once we recover your debt, funds are transferred to you promptly. You only pay our commission on successful recovery — No Collection, No Commission, guaranteed.
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Ready to recover what you're owed?
No Collection, No Commission. No risk. Just results for Trade Supplies businesses across the UK.