UK Debt Recovery Specialists
Textiles & Clothing Debt Recovery — Recover Unpaid Fashion & Fabric Invoices UK
Fashion brands, fabric suppliers and garment manufacturers across the UK trust Hay's Collections to recover unpaid textiles and clothing invoices — No Collection, No Commission.
Debt Recovery Services
Specialist Debt Recovery for the UK Textiles and Fashion Sector
The UK textiles and clothing sector encompasses fashion brands, fabric suppliers, garment manufacturers, embroidery and print decorators. Fast fashion cycles, seasonal demand and overseas sourcing create complex payment structures where late payment and non-payment are endemic.
Hay's Collections recovers debts for textiles and clothing businesses across the UK. We pursue unpaid fabric supply invoices, garment production fees, clothing wholesale debts and fashion brand arrears. We understand the seasonality and cash flow pressures of the fashion industry.
Our No Collection, No Commission model means zero financial risk. 15% commission only on money successfully recovered.
In addition to our core No Collection, No Commission debt recovery service, we provide a comprehensive range of ancillary services — including debtor tracing, credit checks, legal escalation, statutory demands and enforcement support — ensuring your case receives the full specialist attention it deserves.
Common Problems
Debt Recovery Challenges in the Textiles & Clothing Sector
Fashion Season Payment Delays
Fashion brands delay payment post-season when sales have underperformed.
Fabric Quality Disputes
Clients claim fabric quality issues to withhold or reduce payment on delivered materials.
Garment Production Final Accounts
Large garment production runs see final invoices disputed on quantity or quality.
Overseas Import Non-Payment
UK fashion brands default on payments to overseas fabric and garment suppliers.
Wholesale Client Arrears
Clothing wholesale and distribution clients build up significant invoice arrears.
Sample and Development Cost Recovery
Design development, sampling and pattern-making costs left unpaid by brand clients.
Our Approach
How Hay's Collections Helps Textiles & Clothing Businesses
No Collection, No Commission
15% on successful recovery only. Zero upfront cost.
Fashion Sector Experience
We understand fashion cycles, wholesale terms and seasonal cash flow pressures.
Fast Case Review
Textiles and clothing debts reviewed within 24 hours.
Demand Letters
Professional demand correspondence to fashion brands, wholesalers and retailers.
Legal Escalation
Court claims and statutory demands for persistent non-payers.
UK-Wide Coverage
Textiles and clothing debt recovery across all UK regions.
Simple & Effective
Our 3-Step Debt Recovery Process
Submit Your Debt
Upload your unpaid invoices and debtor details through our secure online form. We review every case within 24 hours and provide an honest assessment of recovery likelihood.
We Pursue Recovery
Our experienced team uses proven techniques — from professional letters and calls to negotiated settlements and legal action when necessary — all while protecting your business reputation.
You Get Paid
Once we recover your debt, funds are transferred to you promptly. You only pay our commission on successful recovery — No Collection, No Commission, guaranteed.
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Ready to recover what you're owed?
No Collection, No Commission. No risk. Just results for Textiles & Clothing businesses across the UK.