UK Debt Recovery Specialists
General Contracting Debt Recovery — Recover What You're Owed
Unpaid client invoices and subcontractor disputes shouldn't threaten your contracting business. Our specialist team recovers general contractor debts across the UK.
Debt Recovery Services
Protecting General Contractors' Cash Flow Across the UK
General contractors sit at the centre of complex payment chains, exposed to late-paying clients above and cash-strapped subcontractors below. Managing the cash flow gap between paying your supply chain and receiving payment from your clients is one of the biggest operational challenges in contracting.
Hay's Collections understands the pressures general contractors face. We recover debts from commercial clients who delay or refuse payment, and we assist where subcontractors have overcharged or failed to repay advance payments. Our approach is professional, firm and results-driven.
Operating on a pure No Collection, No Commission basis, we align our interests with yours. We only earn when you do — and our 87% recovery success rate across UK commercial cases speaks for itself.
In addition to our core No Collection, No Commission debt recovery service, we provide a comprehensive range of ancillary services — including debtor tracing, credit checks, legal escalation, statutory demands and enforcement support — ensuring your case receives the full specialist attention it deserves.
Common Problems
Debt Recovery Challenges in the General Contracting Sector
Client Payment Delays
Commercial clients routinely use contractors as informal credit facilities. We make it clear that extended payment terms are unacceptable.
Disputed Variation Orders
Clients often deny knowledge of or refuse to value agreed variations. We assist in building and pursuing variation claims.
Slow-Paying Developers
Property developers are notorious for stretching payment timescales. We apply structured pressure to accelerate payment.
Overcharged Subcontractors
Where subcontractors have been overpaid or have raised fraudulent claims, we assist in the recovery of overpayments.
Multi-Party Contract Disputes
Complex construction contracts with multiple parties complicate recovery. Our team cuts through the complexity.
Extended Credit Terms
When 30 days becomes 90 days without agreement, your working capital suffers. We intervene early and often.
Our Approach
How Hay's Collections Helps General Contracting Businesses
Professional Letter Programme
We open every case with a structured letter programme — firm, professional communications that demonstrate you mean business.
Telephone Negotiation
Our experienced negotiators speak directly with your debtors to facilitate payment plans and settlements.
Statutory Demands
For persistent non-payers, we can issue statutory demands — a powerful legal tool that often prompts immediate settlement.
County Court Claims
Where all else fails, we progress to county court proceedings to obtain a legally enforceable judgment.
Debt Portfolio Handling
Manage multiple outstanding invoices across different projects and clients with our portfolio recovery service.
UK-Wide Coverage
We recover contractor debts anywhere in England, Scotland, Wales and Northern Ireland.
Simple & Effective
Our 3-Step Debt Recovery Process
Submit Your Debt
Upload your unpaid invoices and debtor details through our secure online form. We review every case within 24 hours and provide an honest assessment of recovery likelihood.
We Pursue Recovery
Our experienced team uses proven techniques — from professional letters and calls to negotiated settlements and legal action when necessary — all while protecting your business reputation.
You Get Paid
Once we recover your debt, funds are transferred to you promptly. You only pay our commission on successful recovery — No Collection, No Commission, guaranteed.
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Ready to recover what you're owed?
No Collection, No Commission. No risk. Just results for General Contracting businesses across the UK.