UK Debt Recovery Specialists
Automotive & Motor Trade Debt Recovery — Recover Unpaid Garage Invoices UK
Garages, motor traders and automotive businesses across the UK trust Hay's Collections to recover unpaid vehicle repair, parts and service invoices — No Collection, No Commission.
Debt Recovery Services
Specialist Debt Recovery for the UK Automotive Sector
The UK automotive sector — encompassing independent garages, main dealers, vehicle repair specialists, parts suppliers and motor trade businesses — faces persistent late payment challenges. Customers and trade clients alike delay or dispute invoices for vehicle repairs, parts supply and service work.
Hay's Collections provides specialist automotive debt recovery across the UK. We recover unpaid garage invoices, motor trade account debts, vehicle repair fees, parts supply invoices and fleet service arrears. We understand the automotive sector's specific pressures including warranty disputes, insurance claim delays and trade credit terms.
Operating on a No Collection, No Commission basis, our 15% fee is only charged when we recover your money. No upfront costs. No financial risk.
In addition to our core No Collection, No Commission debt recovery service, we provide a comprehensive range of ancillary services — including debtor tracing, credit checks, legal escalation, statutory demands and enforcement support — ensuring your case receives the full specialist attention it deserves.
Common Problems
Debt Recovery Challenges in the Automotive Sector
Warranty Dispute Delays
Customers and trade clients use warranty claims to withhold or delay payment for legitimate repair work.
Insurance Claim Delays
Insurance companies delay payment for approved repair work, leaving garages out of pocket.
Trade Account Arrears
Motor trade account customers build up significant arrears across parts and service invoices.
Fleet Service Non-Payment
Fleet operators delay or dispute vehicle service and maintenance invoices across multiple vehicles.
Parts Supply Debts
Automotive parts suppliers left unpaid by garages and repair businesses.
Diagnostic Fee Disputes
Customers refuse to pay diagnostic and investigation fees where repair work is declined.
Our Approach
How Hay's Collections Helps Automotive Businesses
No Collection, No Commission
15% on successful recovery only. Zero upfront cost.
Motor Trade Expertise
We understand automotive warranties, insurance processes and trade credit terms.
Fast Case Review
Automotive debts reviewed within 24 hours with clear recovery advice.
Demand Letters
Professional demand correspondence to customers, insurers and trade clients.
Legal Escalation
Court claims and statutory demands for persistent automotive debt non-payers.
UK-Wide Coverage
Automotive debt recovery across all UK regions.
Simple & Effective
Our 3-Step Debt Recovery Process
Submit Your Debt
Upload your unpaid invoices and debtor details through our secure online form. We review every case within 24 hours and provide an honest assessment of recovery likelihood.
We Pursue Recovery
Our experienced team uses proven techniques — from professional letters and calls to negotiated settlements and legal action when necessary — all while protecting your business reputation.
You Get Paid
Once we recover your debt, funds are transferred to you promptly. You only pay our commission on successful recovery — No Collection, No Commission, guaranteed.
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Ready to recover what you're owed?
No Collection, No Commission. No risk. Just results for Automotive businesses across the UK.